12 services
Home & Property
Buying, building, refinancing, investing
Mortgage Brokers · WA & National
Born in the Pilbara.
Born in the Pilbara.
Built for all of Australia.
We started helping miners, tradies, business owners and families get finance sorted — fast, straight, no runaround. Now we do that for Australians everywhere. Home loans, business lending, the lot.
Hero image — Pilbara Finance brand
on Google
4 Australians enquired with Pilbara Finance today
Boutique brokers. Straight answers. Nothing fancy.
Pilbara Finance started in the red dirt of Karratha — a boutique brokerage built on one simple idea: real people deserve someone in their corner who actually knows what they're doing.
We compare 60+ lenders to find the finance that fits. Home loans, business finance, refinancing, investment, vehicle, self-employed — whatever the situation, we've probably seen it before. Our service is free. The lender pays us, not you.
Two banks said no. Pilbara Finance had us sorted in five days. These are the brokers you actually want in your corner.
— Sarah & James, KarrathaAccess to 60+ Lenders — We Compare So You Don't Have To
Our Services
What Can We Sort For You?
Six categories. Nineteen services. One goal — match you to the right lender, fast. Click any service to learn more, or tap a category to see the full detail.
8 services
FIFO & Mining Workers
Built for site-based income
4 services
Refinancing
Better rate, smarter structure
9 services
Specialist Lending
When the standard rules don't fit
7 services
Business & Commercial
Fund the growth, back the plan
3 services
Vehicle & Equipment
Utes, trucks, gear, fleet
Coverage
From the Pilbara to Perth
We started in the red dirt. Now we help Australians everywhere — but these are the WA towns we know like the back of our hand.
Pilbara
North & Mid West
Simple Process
Three Steps. That's It.
No mountains of paperwork. No weeks of waiting. No runaround.
Enquire
Tell us what you're looking for — takes 60 seconds. We call you within the hour.
We Compare
We crunch the numbers across 60+ lenders and find your best deal.
Sorted
We handle the paperwork and chase the lender until settlement day.
By The Numbers
Ten Years. Three Hundred Million.
A decade of sorting finance for Australians. These are the numbers behind the work.
$0
Written
in home & business finance
0
Years
of getting it done
0
Australians
we've helped
0
Lenders
on our panel
Real Client Story Placeholder
Four Properties and Counting.
When the big banks' servicing calculators couldn't make sense of his FIFO income, Mitch almost gave up on growing his portfolio. Then he came to us.
Mitch Placeholder
FIFO driller · Port Hedland
"My bank said no after the second property — their computer wouldn't count my site allowances. Pilbara Finance found a lender who actually understood FIFO. Now I've got four properties and we're looking at number five."
The Situation
Mitch had one investment property and was looking to expand, but his major bank's serviceability calculator wasn't counting his FIFO site allowances or overtime properly. Every application came back short.
What We Did
We restructured his existing loan, matched him with a non-bank lender who accepts FIFO income in full, and lined up pre-approvals that let him move quickly when good deals came up. Three years on, he's got a four-property portfolio and we're working on the fifth.
3
Properties added
4
Portfolio size
100%
FIFO income counted
What People Say
Straight Talk, Straight Back.
Real reviews from real Google. No curated screenshots, no cherry-picked quotes.
4.9 on Google · 80+ verified reviews
Get Started
Ready To Get It Sorted?
Takes about 60 seconds. We'll call you back within the hour.
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4.9 from 240+ Google reviews
Get in touch
A few quick details and we'll give you a ring. Usually takes about 30 seconds.
Mon–Fri 7am–8pm · Sat–Sun 7am–12pm AWST
Let's start with your name
So we know who we're talking to.
★★★★★4.9 from 240+ Google reviews
What's your email?
We'll flick a confirmation through so you know we've got it.
We'll never share your email or spam you
And your mobile?
This is what we'll use to give you a ring.
Real people. No call centres.
Nice one, mate.
Here's what we've got. Hit send and we'll be in touch, or add a quick note first if you want.
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What's on your mind?
Doesn't need to be long — just anything you reckon we should know before we call.
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Thanks, mate.
We're on it. One of our brokers will give you a ring shortly.
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We'll give you a call then — usually won't take more than 20 minutes.
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Still not sure?
Still not sure?
Give us a bell.
Free chat, no pressure. Two minutes on the phone can save you months of mucking around.
Google Reviews
Verified business
"Knew every lender on the panel and made refinancing genuinely easy. Saved us a heap."
SM
JT
DR
AK
+76 happy clients