Home & Property
Buying, building, refinancing, investing
We started helping miners, tradies, business owners and families get finance sorted — fast, straight, no runaround. Now we do that for Australians everywhere. Home loans, business lending, the lot.
Pilbara Finance started in the red dirt of Karratha — a boutique brokerage built on one simple idea: real people deserve someone in their corner who actually knows what they're doing.
We compare 60+ lenders to find the finance that fits. Home loans, business finance, refinancing, investment, vehicle, self-employed — whatever the situation, we've probably seen it before. Our service is free. The lender pays us, not you.
Two banks said no. Pilbara Finance had us sorted in five days. These are the brokers you actually want in your corner.
— Sarah & James, KarrathaSix categories. Nineteen services. One goal — match you to the right lender, fast. Click any service to learn more, or tap a category to see the full detail.
Buying, building, refinancing, investing
Built for site-based income
Better rate, smarter structure
When the standard rules don't fit
Fund the growth, back the plan
Utes, trucks, gear, fleet
We started in the red dirt. Now we help Australians everywhere — but these are the WA towns we know like the back of our hand.
No mountains of paperwork. No weeks of waiting. No runaround.
Tell us what you're looking for — takes 60 seconds. We call you within the hour.
We crunch the numbers across 60+ lenders and find your best deal.
We handle the paperwork and chase the lender until settlement day.
A decade of sorting finance for Australians. These are the numbers behind the work.
When the big banks' servicing calculators couldn't make sense of his FIFO income, Mitch almost gave up on growing his portfolio. Then he came to us.
"My bank said no after the second property — their computer wouldn't count my site allowances. Pilbara Finance found a lender who actually understood FIFO. Now I've got four properties and we're looking at number five."
Mitch had one investment property and was looking to expand, but his major bank's serviceability calculator wasn't counting his FIFO site allowances or overtime properly. Every application came back short.
We restructured his existing loan, matched him with a non-bank lender who accepts FIFO income in full, and lined up pre-approvals that let him move quickly when good deals came up. Three years on, he's got a four-property portfolio and we're working on the fifth.
Real reviews from real Google. No curated screenshots, no cherry-picked quotes.
Get Started
Takes about 60 seconds. We'll call you back within the hour.
A few quick details and we'll give you a ring. Usually takes about 30 seconds.
Mon–Fri 7am–8pm · Sat–Sun 7am–12pm AWST
So we know who we're talking to.
We'll flick a confirmation through so you know we've got it.
This is what we'll use to give you a ring.
Here's what we've got. Hit send and we'll be in touch, or add a quick note first if you want.
Doesn't need to be long — just anything you reckon we should know before we call.
We're on it. One of our brokers will give you a ring shortly.
Want to lock in a time or have a chat right now?
We'll give you a call then — usually won't take more than 20 minutes.
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Free chat, no pressure. Two minutes on the phone can save you months of mucking around.
"Knew every lender on the panel and made refinancing genuinely easy. Saved us a heap."— Sarah M., Karratha
So we know who we're talking to.
We'll flick a confirmation through so you know we've got it.
This is what we'll use to give you a ring — usually within the hour.
Here's what we've got. Hit send and we'll be in touch, or add a quick note first if you want.
Doesn't need to be long — just anything you reckon we should know before we call.
We're on it. One of our brokers will give you a ring shortly.
Want to lock in a time or have a chat right now?
We'll give you a call then — usually won't take more than 20 minutes.
Calendar not loading? Open it in a new tab →
Not sure which one fits? Have a chat with one of our brokers — takes two minutes.
One of our brokers is online right now. Happy to give you a quick answer, no pressure.