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Australians are becoming increasingly proactive about their retirement, with more turning to self-managed super funds (SMSFs) to take control of their investments. Among the most popular — and controversial — SMSF strategies is buying property through super. It’s a move that can pay off — if done correctly. But it’s also fraught with complexity, strict …

Continue reading "What You Need to Know Before Using Your SMSF to Buy Property"

When purchasing an investment property in Australia, one of the most important decisions you’ll need to make is how you want to repay the loan. Should you choose an interest-only investment loan or go with the more traditional principal and interest (P&I) repayment structure? There’s no one-size-fits-all answer. The right strategy depends on your goals, …

Continue reading "Interest Only vs Principal and Interest: What’s Right for Your Investment Property?"

Being your own boss comes with plenty of perks — but when it comes to applying for a home loan, being self-employed can feel more like a disadvantage. Across Western Australia, tradies, contractors, and small business owners are finding it harder than ever to get approved by traditional lenders. But with the right advice, documents, …

Continue reading "The Self-Employed Borrowers Guide to Getting a Home Loan"

As the cost of living continues to rise across Western Australia, many families are feeling the financial strain. From groceries and fuel to mortgage repayments and utility bills, everyday expenses are biting harder than ever. In regional communities like the Pilbara and across Perth’s working-class suburbs, blue-collar families are especially vulnerable — often juggling multiple …

Continue reading "How Debt Consolidation Can Help WA Families Manage Cost of Living Pressure"