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Bunbury Mortgage Broker & Home Loans | Pilbara Finance
Mortgage Broker · Bunbury, WA

Your Bunbury & South West Mortgage Broker.

Home loans, refinancing, business finance and complex-income lending for Bunbury and the South West. Boutique team, born in the Pilbara, 60+ lenders, real people on the phone.

(08) 9122 3929
4.9 on Google
4 people enquired with Pilbara Finance in Bunbury today
4.9 Google Rating  Reviews on Google 60+ Lenders on panel Banks · Non-banks · Private Born in the Pilbara Servicing all of Australia Est. 2015 Boutique team, no call centres FIFO income specialists Self-employed specialists WA-owned & operated FBAA Member SFG Member Authorised Credit Rep: 478535 Mon–Fri 7am–8pm WA time Sat–Sun 7am–12pm WA time
Why Bunbury Locals Choose Us

Bunbury and the South West, Sorted.

Built in the Pilbara
Est.
2015 60+ Lenders
on panel
East Bunbury · South Bunbury · Dalyellup · Pelican Point · Eaton · Australind · Picton
Our Story

From the Red Dirt to the South West — Bunbury Locals We've Sorted

Pilbara Finance was born in the red dirt of the North West in 2015. Over the past decade we've quietly become one of the brokers Bunbury and the South West actually trust — helping families across East Bunbury, South Bunbury and Dalyellup, small business owners around Picton and Eaton, and the FIFO crew flying out of Perth to keep their finance properly sorted. Same brokers picking up the phone. Same lender panel of 60+. Same approach.

Boutique South West Brokers

Real people picking up the phone, not call centres. Ten years sorting finance for Bunbury and the South West. Same brokers from first chat to settlement — no warm transfers, no scripts, no shuffling off to junior staff once your file's in.

South West Property Specialists

From coastal blocks in Pelican Point to rural-residential out toward Eaton to mixed-use commercial in Picton — we know which lenders on our panel of 60+ are comfortable with the property types you actually find across the South West, and which ones aren't.

Complex Income Specialists

Self-employed, business owners, FIFO crew, contractors with multiple income streams — the income types big banks' automated calculators struggle with. We know which lenders on our 60+ panel properly assess site allowances, business profits, distributions and Living Away From Home Allowance (LAFHA), and we structure your application so every dollar you earn counts.

What We Sort

Finance for Every Kind of Bunbury Client

Six categories. Nineteen services. One goal — match you to the right lender, fast. Click any service to learn more, or tap a category to see the full detail.

Access to 60+ Lenders — We Compare So You Don't Have To
Local Proof

Bunbury Locals We've Sorted

We've helped Bunbury families, FIFO couples, small business owners and self-employed locals across East Bunbury, South Bunbury, Pelican Point, Glen Iris, Dalyellup, Eaton, Australind, Capel, Collie and Picton. First-home buyers in Pelican Point, investors building portfolios in East Bunbury, owner-operators running the businesses around Picton — we know the streets, the builders, the agents and the valuers, and we know how each lender on our 60+ panel treats South West property and the people who own it.

Red dirt country of the Pilbara
Bunbury suburbs including East Bunbury, Dalyellup and Pelican Point
Real working Pilbara — FIFO workers, tradies and families
What People Say

Straight Talk, Straight Back.

Real reviews from real Google. No curated screenshots, no cherry-picked quotes.

4.9 on Google
Common Questions

Bunbury FAQs

The questions we get asked every week. Anything else — give us a bell.

Yes — and it's one of the calls we get all the time. Living in company-provided housing doesn't hurt your borrowing capacity; if anything it usually helps because your rent and utilities are covered. What matters to the lender is your income, your savings and your deposit. We've sorted plenty of these — workers on company rentals buying first homes in Bunbury or Perth, lifestyle properties down south, or investment property elsewhere in WA.
Short answer: the right lender will. The big banks' automated servicing calculators often don't count site allowances, Living Away From Home Allowance (LAFHA), overtime or bonuses the way they should, which is why FIFO workers get knocked back or underquoted. We know which lenders on our panel of 60+ properly assess FIFO income — and we know how to structure the application so every dollar you earn counts.
Some lenders are pickier than others about regional valuations, smaller suburbs and certain property types — rural-residential blocks, mixed-use commercial in Picton, smaller-population fringe areas. We already know which lenders on our panel of 60+ are comfortable with the South West and which ones aren't, so we don't waste your time submitting to lenders that were never going to fly. You get shortlisted to the lenders who actually want your business.
Sometimes — depends on the property type, the suburb and the lender. A house in East Bunbury or Dalyellup is a different conversation to a unit in Picton or a rural-residential block out toward Eaton. The refinancing maths is the same; the lender shortlist is what changes. We sort that out before we submit, so you don't get knocked back on a technicality you didn't see coming.
Phone, email, WhatsApp, Zoom — whatever works for you. We're set up to sort your finance without you ever needing to step into an office, which matters if you're on swing, out on site, or just don't have time to muck around. You'll deal with a real person, not a call centre.

Get Started

Ready To Get It Sorted?

Takes about 60 seconds. We'll call you back within the hour.

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4.9 on Google

Get in touch

A few quick details and we'll give you a ring. Usually takes about 30 seconds.

Mon–Fri 7am–8pm · Sat–Sun 7am–12pm WA time

Let's start with your name

So we know who we're talking to.

★★★★★4.9 on Google

What's your email?

We'll flick a confirmation through so you know we've got it.

We'll never share your email or spam you

And your mobile?

This is what we'll use to give you a ring.

Real people. No call centres.

Nice one, mate.

Here's what we've got. Hit send and we'll be in touch, or add a quick note first if you want.

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What's on your mind?

Doesn't need to be long — just anything you reckon we should know before we call.

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Thanks, mate.

We're on it. One of our brokers will give you a ring shortly.

Want to lock in a time or have a chat right now?

(08) 9122 3929

Pick a time that works

We'll give you a call then — usually won't take more than 20 minutes.

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Talk to a Real Broker

Still not sure?
Give us a bell.

We're real people answering real calls. No call centre, no scripts, no runaround — just straight answers from someone who knows the Pilbara.

(08) 9122 3929 WhatsApp Us
Usually replies within the hour · Mon–Fri 7am–8pm · Sat–Sun 7am–12pm WA time
Google Reviews
Verified business
4.9

"Knew every lender on the panel and made refinancing genuinely easy. Saved us a heap."— Sarah M., Bunbury

SM JT DR AK +76 happy clients
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