Access the Equity in Your Home - Without Having to Sell

A reverse mortgage allows Australians over 60 to unlock the value of their home and live with more financial freedom.

Trusted by older Australians across WA

Licensed, accredited reverse mortgage specialist

5-star Google
rated broker

Advice tailored to your needs and goals

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100% obligation-free. No impact on pension. No credit checks required.

Why Choose a Reverse Mortgage?

Stay in your own home while accessing equity

No regular repayments required

Use funds however you like - travel, bills, help the kids

Retain full ownership of your home

Only repay when you sell, move into care, or pass away

ATO and Centrelink compliant

How a Reverse Mortgage Works

If you're over 60 and own your home (or have low debt), you may be eligible to release some of your home's value as a reverse mortgage. Unlike a standard loan, you don't have to make regular repayments. The loan is repaid only when the home is sold, you move into aged care, or your estate is finalised.

What Our Clients Say

"We were asset-rich but cash-poor. Pilbara helped us unlock equity so we could finally enjoy retirement."

Margaret & Terry

Bunbury

"The process was straightforward and stress-free. We finally had the funds to help our daughter with a house deposit."

Ron

Mandurah

Common Reasons Our Clients Use a Reverse Mortgage

Supplement retirement income

Renovate or future-proof the family home

Cover medical or aged care expenses

Travel and enjoy retirement

Support children or grandchildren

Clear existing debts or loans

Senior couple

Simple 3-Step Process

1

Book your free
reverse mortgage assessment

2

We compare lenders and recommend the right structure

3

You access the funds - with no regular repayments required

Frequently Asked Questions

Yes. You remain the legal owner of your home.

No. The loan is typically repaid when you sell your home or move into aged care.

It may not, but we help you structure it to ensure you stay compliant with Centrelink and ATO rules.

Yes. We only work with lenders that follow the government's reverse mortgage protections.

Over 60? Unlock Equity in Your Home with a Reverse Mortgage

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Compliance Disclaimer

Pilbara Equities Pty Ltd is a Credit Representative (CRN 478535) of Mortgage Specialists Pty Ltd (ACL 387025). Reverse mortgage lending is subject to age, property value, and lender eligibility. Quotes are provided without obligation.

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