Access the Equity in Your Home - Without Having to Sell
A reverse mortgage allows Australians over 55 to unlock the value of their home and live with more financial freedom.
Trusted by older Australians across WA
Licensed, accredited reverse mortgage specialist
5-star Google
rated broker
Advice tailored to your needs and goals
Find Out How Much You Can Access
100% obligation-free. No impact on pension. No credit checks required.
Trustindex verifies that the original source of the review is Google. Love the service provided by Clinton and the whole team. They have provided me with lots of useful information and advice, highly recommended!!! Thanks Clinton for all of your help 😊Trustindex verifies that the original source of the review is Google. Clinton is professional, calm, informative and willing to help us even without making profit. He always keep us updated regarding the latest news in the market. We are not moving away from him, everTrustindex verifies that the original source of the review is Google. My Wife & myself from the Sunshine Coast Qld would like to highly recommend Clinton on his top services & straight forward approach & honestly to anyone looking for financial or loan enquires.Trustindex verifies that the original source of the review is Google. Pilbara Finance is great. Thank you Clinton Burnes who has been helping me for almost 10 years with the best interest rates!Trustindex verifies that the original source of the review is Google. My partner and I had the pleasure of working with Clinton as our mortgage broker, and cannot recommend him highly enough! From the beginning, Clinton was professional, knowledgeable, and incredibly responsive. He took the time to explain every step of the process in detail and ensured we understood all our options, which gave us confidence in making the right decisions. What impressed us most was how seamless and stress-free the entire experience was, thanks to Clinton’s expertise. He worked tirelessly to secure the best possible rate for our mortgage, and we always felt like he had our best interests at heart. His dedication to finding the right solution for us was exceptional. If you're looking for a mortgage broker who goes above and beyond, Clinton is the one to call. We couldn't be happier with the service we received and the outcome of our mortgage process. Thank you, Clinton, for making this such a positive experience!Trustindex verifies that the original source of the review is Google. It has been a pleasure working with Pilbara Finance. Clinton is our broker and we've been working with him for 5 years now and he has always made the refinance process go smoothly. We didn't have to to do anything!! Everything was done for us. One thing I like the most, is the honesty. 💯 highly recommend.Thank you so much to the whole team. Joe and TashTrustindex verifies that the original source of the review is Google. Clinton went over and above for us, was super responsive and had our best interests at the forefront of all interactions. Highly recommend!! Thank you so much Pilbara Finance!Trustindex verifies that the original source of the review is Google. Clinton is amazing! Super professional, caring, helpful and proactive! He preformed miracles for me! Just when I thought I will not be able to settle for want of finance; Clinton was like, “I’ll do my best for you! I think we can do it!” And yeah, we did it! Got my finance unconditionally approved within 4 business days! Just in time for settlement! Clinton’s a legend!
Why Choose a Reverse Mortgage?
Stay in your own home while accessing equity
No regular repayments required
Use funds however you like - travel, bills, help the kids
Retain full ownership of your home
Only repay when you sell, move into care, or pass away
ATO and Centrelink compliant
How a Reverse Mortgage Works
If you're over 55 and own your home (or have low debt), you may be eligible to release some of your home's value as a reverse mortgage. Unlike a standard loan, you don't have to make regular repayments. The loan is repaid only when the home is sold, you move into aged care, or your estate is finalised.
What Our Clients Say
"We were asset-rich but cash-poor. Pilbara helped us unlock equity so we could finally enjoy retirement."
Margaret & Terry
"The process was straightforward and stress-free. We finally had the funds to help our daughter with a house deposit."
Ron
Common Reasons Our Clients Use a Reverse Mortgage
Supplement retirement income
Renovate or future-proof the family home
Cover medical or aged care expenses
Travel and enjoy retirement
Support children or grandchildren
Clear existing debts or loans
Simple 3-Step Process
1
Book your free
reverse mortgage assessment
2
We compare lenders and recommend the right structure
3
You access the funds - with no regular repayments required
Frequently Asked Questions
1. Will I still own my home?
Yes. You remain the legal owner of your home.
2. Do I need to make repayments?
No. The loan is typically repaid when you sell your home or move into aged care.
3. Will it affect my pension?
It may not, but we help you structure it to ensure you stay compliant with Centrelink and ATO rules.
4. Is it safe?
Yes. We only work with lenders that follow the government's reverse mortgage protections.
Over 55? Unlock Equity in Your Home with a Reverse Mortgage
Compliance Disclaimer
Pilbara Equities Pty Ltd is a Credit Representative (CRN 478535) of Mortgage Specialists Pty Ltd (ACL 387025). Reverse mortgage lending is subject to age, property value, and lender eligibility. Quotes are provided without obligation.
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