Lower Your Repayments by Consolidating Debt Into Your Home Loan

We help WA homeowners take control of their finances by rolling credit cards, personal loans, and car loans into a single, lower-rate mortgage.

WA-based
mortgage broker

5-star
Google rated

Over $250M
in loans settled

ASIC licensed
and MFAA accredited

Get Your Free Property Report Today

Need to consolidate some debt?
Get your Free Property Report to see what's possible.

No impact to your credit score. 100% obligation-free.

Why Consolidate with Pilbara Finance

Reduce multiple repayments into one

Lower your monthly repayment

Pay less interest overall

Simplify your finances and reduce stress

Expert guidance from WA home loan specialists

Access 40+ lenders to find the best solution

Struggling to Manage Multiple Debts?

You're not alone. Many Western Australians are feeling the pressure from rising interest rates and multiple debts. We'll help you refinance your mortgage to include your other loans - and potentially save thousands.

Talk to a Debt Consolidation Expert

Here's How It Works

1

Tell us about your current home loan and debts

2

We find the
best lender and solution for you

3

You roll your debts into your mortgage and reduce your repayment

We Can Help You Consolidate:

Credit cards with high interest

Personal loans

Car finance

Store cards

Overdrafts and short-term finance

Debt consolidation is subject to equity and serviceability.

What Our Clients Say

"Pilbara helped us roll three personal loans and two credit cards into our mortgage. We now save over $600 a month."

James and Kelly

Mandurah

"Professional and efficient. I finally feel like I'm on top of my finances."

Anika

Perth

Get Your Free Property Report Today

Need to consolidate some debt?
Get your Free Property Report to see what's possible.

No impact to your credit score. 100% obligation-free.

Lower Your Monthly Payments - Speak to a WA-Based Specialist

Tap to Call

Get Free Assessment

Compliance Disclaimer

Pilbara Equities Pty Ltd is a Credit Representative (CRN 478535) of Mortgage Specialists Pty Ltd (ACL 387025). Debt consolidation is subject to lender criteria and available equity in your home. Quotes are provided without obligation.