About Pilbara Finance

Built in the Red Dirt. Trusted Across Australia.

We're a boutique mortgage brokerage born in the Pilbara and now serving clients right across the country. Real people, straight answers, and a panel of 60+ lenders — plus the kind of relationships that take ten years to build and five minutes to notice.

Read Our Story (08) 9122 3929

4.9 on Google

4.9 Google Rating 80+ Reviews on Google 60+ Lenders on panel Banks · Non-banks · Private Born in the Pilbara Servicing all of Australia Est. 2015 Boutique team, no call centres FIFO income specialists Self-employed specialists WA-owned & operated FBAA Member SFG Member Australian Credit Licence 387025 Mon–Fri 7am–8pm AWST Sat–Sun 7am–12pm AWST

The Story

A Decade of Backing Everyday Australians.

From the Pilbara to every state and territory — here's how we got here.

2015

Founded

One broker, one phone, one mission: back the Australians banks kept underquoting.

2017

FIFO speciality

Built a reputation on mining and site-based income files no one else would touch.

2020

Gone national

Serving clients in every state and territory.

2023

Business & commercial

Added full business, commercial and private lending capability alongside home loans.

Today

1,300+ clients

Boutique by choice. Same owner, same small team, same direct line.

What We Stand For

Four Things We Won't Compromise On

Not slogans. The actual principles we run the business by — and what you'll notice working with us.

We'll tell you straight

If the numbers don't stack up, you'll hear it early. If you're better off staying put, we'll say that too. Honest answers before polished ones.

The right deal, not the easy one

Complex income, unusual structures, knocked back elsewhere — that's where we earn it. We work the file properly and match it to the lender it actually fits.

Your broker doesn't change

The person who answers your first call knows your file at settlement — and still knows it next year when you call back. No handoffs, no re-explaining.

We're not going anywhere

Same owner, same team, same direct line since day one. Boutique by choice. No investors pushing growth, no sale on the horizon.

Our Process

How It Goes, Start to Finish.

Home loan or business loan, first-home buyer or seasoned investor — the path is the same, and we stay on it with you.

Listen

We understand your situation properly before we suggest anything. Home loan, business loan, complex income — we ask the right questions first.

Strategise

We work through the right structure for you and shortlist the lenders on our panel of 60+ who actually fit your situation.

Package

We assemble a complete, accurate application with everything the lender needs upfront. Fewer back-and-forths, cleaner assessment.

Manage

We handle the lender, the valuer, the conditions, the queries — right through to settlement or funds drawn.

Stay

We don't disappear after settlement. Annual rate reviews, refinance when it makes sense, the next purchase, the business expansion.

By the Numbers

Built on what matters.

A small WA team with national reach. Pilbara-born, Australia-wide.

30+Years

Combined experience

60+Lenders

Australia-wide access

100%Australian

Owned & operated

7 DaysAvailable

Brokers on call

Where We Work

WA First. Australia-Wide.

We started in the Pilbara and we're still strongest in WA. These are the towns we know best — but we help clients right across Australia every day.

Karratha Port Hedland Newman Tom Price Onslow Exmouth Carnarvon Broome Geraldton Kalgoorlie Perth Mandurah Bunbury Busselton

Access to 60+ Lenders — We Compare So You Don't Have To

What People Say

Straight Talk, Straight Back.

Real reviews from real Google. No curated screenshots, no cherry-picked quotes.

4.9 on Google · 80+ verified reviews

Get Started

Ready To Get It Sorted?

Takes about 60 seconds. We'll call you back within the hour.

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4.9 from 80+ Google reviews

Get in touch

A few quick details and we'll give you a ring. Usually takes about 30 seconds.

Mon–Fri 7am–8pm · Sat–Sun 7am–12pm AWST

Let's start with your name

So we know who we're talking to.

First name

Last name

★★★★★4.9 from 80+ Google reviews

What's your email?

We'll flick a confirmation through so you know we've got it.

Email address

We'll never share your email or spam you

And your mobile?

This is what we'll use to give you a ring.

Mobile number

Real people. No call centres.

Nice one, mate.

Here's what we've got. Hit send and we'll be in touch, or add a quick note first if you want.

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What's on your mind?

Doesn't need to be long — just anything you reckon we should know before we call.

Your message (optional)

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Thanks, mate.

We're on it. One of our brokers will give you a ring shortly.

Want to lock in a time or have a chat right now?

(08) 9122 3929

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Let's have a chat about
your next move.

No call centre, no scripts, no runaround. Just a real Pilbara broker who knows the lender panel and will tell you straight.

(08) 9122 3929 WhatsApp us

Usually replies in under 15 min · Mon–Fri 8am–6pm AWST

Google Reviews

Verified business

4.9

Based on 80+ reviews

"Knew every lender on the panel and made refinancing genuinely easy. Saved us a heap."— Sarah M., Karratha

SM JT DR AK +76 happy clients