Access the Equity in Your Home – Without Having to Sell

A reverse mortgage allows Australians over 55 to unlock the value of their home and live with more financial freedom.

Trusted by older Australians across WA

Licensed, accredited reverse mortgage specialist

5-star Google
rated broker

Advice tailored to your needs and goals

Find Out How Much You Can Access

100% obligation-free. No impact on pension. No credit checks required.

Why Choose a Reverse Mortgage?

How a Reverse Mortgage Works

If you’re over 55 and own your home (or have low debt), you may be eligible to release some of your home’s value as a reverse mortgage. Unlike a standard loan, you don’t have to make regular repayments. The loan is repaid only when the home is sold, you move into aged care, or your estate is finalised.

Speak to a Reverse Mortgage Specialist

What Our Clients Say

“We were asset-rich but cash-poor. Pilbara helped us unlock equity so we could finally enjoy retirement.”

Margaret & Terry Bunbury

“The process was straightforward and stress-free. We finally had the funds to help our daughter with a house deposit.”

Ron Mandurah

Common Reasons Our Clients Use a Reverse Mortgage

Supplement retirement income

Renovate or future-proof the family home

Cover medical or aged care expenses

Travel and enjoy retirement

Support children or grandchildren

Clear existing debts or loans

Senior couple

Simple 3-Step Process

1

Book your free
reverse mortgage assessment

2

We compare lenders and recommend the right structure

3

You access the funds – with no regular repayments required

Get My Free Reverse Mortgage Assessment

Frequently Asked Questions

1. Will I still own my home?

Yes. You remain the legal owner of your home.

2. Do I need to make repayments?

No. The loan is typically repaid when you sell your home or move into aged care.

3. Will it affect my pension?

It may not, but we help you structure it to ensure you stay compliant with Centrelink and ATO rules.

4. Is it safe?

Yes. We only work with lenders that follow the government’s reverse mortgage protections.

Over 55? Unlock Equity in Your Home with a Reverse Mortgage

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Compliance Disclaimer

Pilbara Equities Pty Ltd is a Credit Representative (CRN 478535) of Mortgage Specialists Pty Ltd (ACL 387025). Reverse mortgage lending is subject to age, property value, and lender eligibility. Quotes are provided without obligation.

Copyright © 2025 Pilbara Finance. All Rights Reserved.

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