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interest only vs principal and interest

Jun 30 2025

Interest-Only

Interest Only vs Principal and Interest: What’s Right for Your Investment Property?

When purchasing an investment property in Australia, one of the most important decisions you’ll need to make is how you want to repay the loan. Should you choose an interest-only investment loan or go with the more traditional principal and interest (P&I) repayment structure? There’s no one-size-fits-all answer. The right strategy depends on your goals, …
self-employed borrowers

Jun 25 2025

Low Doc Home Loans

The Self-Employed Borrowers Guide to Getting a Home Loan

Being your own boss comes with plenty of perks — but when it comes to applying for a home loan, being self-employed can feel more like a disadvantage. Across Western Australia, tradies, contractors, and small business owners are finding it harder than ever to get approved by traditional lenders. But with the right advice, documents, …
debt consolidation

Jun 10 2025

Debt Consolidation

How Debt Consolidation Can Help WA Families Manage Cost of Living Pressure

As the cost of living continues to rise across Western Australia, many families are feeling the financial strain. From groceries and fuel to mortgage repayments and utility bills, everyday expenses are biting harder than ever. In regional communities like the Pilbara and across Perth’s working-class suburbs, blue-collar families are especially vulnerable — often juggling multiple …