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Jul 29 2025

2025 SMSF Property Rules: What’s Changed and What It Means for Investors

By CMO Online

The 2025 financial year has brought a renewed focus on self-managed super funds (SMSFs) — particularly for Australians looking to invest in property. Whether you’re a seasoned SMSF trustee or exploring the idea of buying real estate with your super, staying across the latest changes is crucial. This guide breaks down the 2025 SMSF property …

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Jul 25 2025

Reverse Mortgages

Reverse Mortgage Myths Busted

By CMO Online

Key Takeouts Australian reverse mortgages are governed by the National Consumer Credit Protection Act (2012), which provides you with strong consumer protections A reverse mortgage can provide you with access to income and capital, while allowing you to remain in the home and community you love as long as you wish A reverse mortgage provides …

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Jul 21 2025

Debt Consolidation

How Debt Consolidation Can Help WA Families Manage Cost of Living Pressure

By CMO Online

As the cost of living continues to rise across Western Australia, many families are feeling the financial strain. From groceries and fuel to mortgage repayments and utility bills, everyday expenses are biting harder than ever. In regional communities like the Pilbara and across Perth’s working-class suburbs, blue-collar families are especially vulnerable — often juggling multiple …

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Jul 14 2025

Property Investment

What You Need to Know Before Using Your SMSF to Buy Property

By CMO Online

Australians are becoming increasingly proactive about their retirement, with more turning to self-managed super funds (SMSFs) to take control of their investments. Among the most popular — and controversial — SMSF strategies is buying property through super. It’s a move that can pay off — if done correctly. But it’s also fraught with complexity, strict …

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Jun 30 2025

Interest-Only

Interest Only vs Principal and Interest: What’s Right for Your Investment Property?

By CMO Online

When purchasing an investment property in Australia, one of the most important decisions you’ll need to make is how you want to repay the loan. Should you choose an interest-only investment loan or go with the more traditional principal and interest (P&I) repayment structure? There’s no one-size-fits-all answer. The right strategy depends on your goals, …

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Jun 25 2025

Low Doc Home Loans

The Self-Employed Borrowers Guide to Getting a Home Loan

By CMO Online

Being your own boss comes with plenty of perks — but when it comes to applying for a home loan, being self-employed can feel more like a disadvantage. Across Western Australia, tradies, contractors, and small business owners are finding it harder than ever to get approved by traditional lenders. But with the right advice, documents, …

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