Business Loans from $5k to $10m — Compare 60+ Lenders in Minutes
Fast, flexible finance for Aussie businesses — from sole traders to large commercial projects. One simple application unlocks tailored offers from dozens of lenders, with expert broker support every step.
Unsecured Business Loan
short-term cashflow from $5k–$500k
Invoice / Trade Finance
release funds from unpaid invoices or supplier credit
Vehicle Finance
cars, vans, trucks, or fleets tailored for business
Cash Flow Loan
cover urgent expenses or seasonal slowdowns
Fitout Loan
finance for shop, office or hospitality refurbishments
Debt Consolidation
roll multiple loans into one simple repayment
Why Choose Us
Powering Australian Dreams with clear advice and real results.
60+ Lenders Compared
We match you with the right lender — not just one option.
Loans from $5k to $10m
Small business loans to large commercial facilities.
Fast Turnaround
Approvals possible in as little as 24–48 hours.
Flexible Options
Secured, unsecured, short-term or long-term.
Broker Support
We guide you through paperwork and negotiations.
You Stay in Control
Compare offers and choose what's right for you.
Find the Right Loan Fast – Compare 60+ Lenders Today
Our broker network gives you access to over 60 trusted lenders, so you can compare options and secure the best solution for your business finance needs – all in one place.
What We Offer
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Home Loans (Purchase & First Home)
Buy with confidence—from pre-approval to settlement, including help with deposits and grants.
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SMSF Home Loan / Property Investment
Buy or refinance property via your SMSF with compliant lending structures and clear guidance.
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Investment Property Loans
Smart structures for portfolio growth—offsets, interest-only and tax-effective setups.
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Debt-Consolidation Home Loan
Roll debts into your home loan to simplify repayments and potentially reduce interest.
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Self-Employed Home Loans
Flexible documentation and lenders for business owners, contractors and mixed income.
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Construction & Renovation Loans
From plans to completion—progress payments, builder checks and a loan that fits your build.
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Refinance
Lower repayments or access equity. We compare options and handle the switch end-to-end.
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Business Loan
Working capital, expansion and acquisition finance—secured or unsecured, tailored to cash flow.
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Equipment Finance
Fast funding for machinery, vehicles and tools—keep cash free while you grow.
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Vehicle Finance
Car, ute, van or fleet—dealer or private sale—with quick turnaround.
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Developer Finance
Site, construction and residual stock solutions matched to your stage and presales.
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Private Lending
Short-term, fast-turnaround funding for time-sensitive deals with flexible security options.
Getting funded is simple
We are committed to saying “yes” more often. To qualify most Bizcap business loans, you’ll needed:
- An active ABN or ACN
- At least 4 months trading
- Minimum monthly revenue of $5,000
Enquire
Tell us about your business in 2 minutes. One simple form starts the process.
Compare
We compare 60+ lenders and present tailored options — fast.
Funded
Once approved, funds can hit your account quickly, with repayment terms to suit you.
Who's eligible?
ABN or ACN
Active for at least 6–12 months (some start-ups may still qualify).
Minimum turnover
Starting from just $5k per month.
Typical documents
ID, bank statements, BAS or financials (varies by lender/product).
Bank statements only for $200k+
Most smaller loans under $200k need minimal documentation.
Larger deals
For $2m–$10m commercial or private lending, project details and security may be required.
Business Loans — FAQs
What types of business loans can you arrange?
We broker a wide range: Unsecured Business Loans, Lines of Credit, Equipment & Vehicle Finance, Invoice/Trade Finance, Cash Flow Loans, Fitout Loans, Debt Consolidation and Private/Commercial lending up to $10m.
How fast can I get approved and funded?
Many small loans can be approved in 24–48 hours once we have the basics. Larger or secured facilities can take longer depending on lender and documents.
How much can I borrow?
From $5k–$2m for business loans, and up to $10m for commercial/private lending (subject to lender criteria, security and serviceability).
Do I need perfect credit to get approved?
No. We work with lenders that consider a range of credit profiles. We’ll place your application where you have the best chance of approval.
What will my repayments look like?
Options include daily/weekly/fortnightly/monthly depending on product and lender. We’ll show you scenarios so you can choose what fits cash flow.
What documents will I need?
Typically ID and bank statements. Some products may need BAS or financials. For larger commercial/private deals, expect project details and security info.
Are bank statements required for every loan?
Generally only for loans over $200k. Many smaller facilities can proceed with minimal documentation (subject to lender requirements).
Will applying affect my credit score?
We start with the lightest-touch approach. We’ll explain before any lender runs a credit check, and we avoid multiple unnecessary enquiries.
Do you charge broker fees?
Often the lender pays us. If a client fee applies for your scenario, we’ll disclose it clearly before you proceed.
Am I obliged to proceed after reviewing options?
No. You can review your tailored options and only proceed if you’re happy.
Still Have Questions?
Our friendly loan experts are here to help you find the best loan options for your needs. Contact us today to get personalized assistance and answers to all your questions.
Connect With Us
Hey! Connect us with (08) 9122 3929, or email us through office@pilbara.finance, or fill the following form. We will contact you back within 12 hours or prior.
Get In Touch
Send Us a Message
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Ready to get your business funded?
One application. 60+ lenders. Expert support.
