Lower Your Repayments by Consolidating Debt Into Your Home Loan
We help WA homeowners take control of their finances by rolling credit cards, personal loans, and car loans into a single, lower-rate mortgage.
WA-based
mortgage broker
5-star
Google rated
Over $250M
in loans settled
ASIC licensed
and MFAA accredited
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Need to consolidate some debt?
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No impact to your credit score. 100% obligation-free.
Trustindex verifies that the original source of the review is Google. It was a pleasure dealing with Pilbara Finance and Clinton. I was kept up to date with the process along the way and if I had concerns they were addressed quickly - there was no issues and from start to finish the communication was good. I can not fault anything and would 100% deal with Pilbara finance or recommend to others if they are looking for a local broker to the Pilbara area.Trustindex verifies that the original source of the review is Google. Clinton is professional, calm, informative and willing to help us even without making profit. He always keep us updated regarding the latest news in the market. We are not moving away from him, everTrustindex verifies that the original source of the review is Google. I cannot recommend Jack Brazel highly enough as a mortgage broker. He recently guided us through the refinancing of our home, and the entire process was incredibly well managed. From the very beginning, Jack took the time to understand our financial goals and explained all of our options clearly, without any jargon or confusion. He was always available to answer questions, no matter how small, and his communication was outstanding—keeping us informed at every stage so we never felt left in the dark. What really stood out was Jack’s professionalism combined with his personal approach. He went above and beyond to secure us a fantastic outcome, and we truly felt that he had our best interests at heart the entire time. His knowledge of the market, attention to detail, and ability to simplify a complex process made all the difference. I wouldn’t hesitate to recommend him to anyone looking for a broker who genuinely cares about achieving the best results for their clients.Trustindex verifies that the original source of the review is Google. Highly Recommended. Clinton supported me throughout the process from loan pre-approval to the end of construction and dealt with the bank promptly about any issues.Trustindex verifies that the original source of the review is Google. ⭐️⭐️⭐️⭐️⭐️ The BEST broker in Australia – Clinton Burnes! I honestly can’t recommend Clinton Burnes highly enough. He is without a doubt the number one broker in Australia, and after working with him, I wouldn’t go to anyone else. From the very first conversation, Clinton made everything feel easy and stress-free. He really took the time to understand what we needed, explained every step in plain English, and somehow managed to make a process that usually feels overwhelming feel completely under control. What I love most is that Clinton genuinely cares. He’s not just ticking boxes – he goes above and beyond, always thinking ahead, always finding the best possible solution, and always keeping you informed. Even when you think something is impossible, he somehow makes it possible. That’s the difference between a good broker and a truly exceptional one. Thanks to his expertise and determination, we achieved a result that was better than we even hoped for. He made us feel supported the whole way through, and you can tell he truly works for your best interests, not just the easy option. If you’re looking for someone who is professional, trustworthy, and genuinely the best in the business, Clinton Burnes is the one. Five stars isn’t enough – he deserves ten!Trustindex verifies that the original source of the review is Google. This my 2nd time of using Pilbara Finance. My broker, Clinton is just one of the best people I have come across. While he Clinton is a busy man steering the business and I am not a wis bang expert with technology Clinton has always preserved with me. I am yet to actually having met Clinton in person as I am an interstate investor we have communicated by phone email and once or twice by teams. He is always polite attentive to my questions very efficient with follow-up information his knowledge of the every changing financial market place is very hard to beat. If there is a need to reach out and test the marketplace with second or third tier lenders Clinton will only venture down the path that is right for us the customer. I have lost the number of coffees that I owe Clinton he is just such a special broker and great individual! David SkeneTrustindex verifies that the original source of the review is Google. I honestly can’t recommend Jan King enough. From the very beginning, she made the entire mortgage process feel so much less overwhelming. I had a million questions (and a few mild meltdowns), but she was so patient, clear, and genuinely invested in getting the best outcome for me. She took the time to understand not just my finances, but my goals, and walked me through every option with complete transparency. I never felt rushed or like “just another client” – she truly went above and beyond, and I felt completely supported the entire way through. If you’re thinking of buying, refinancing, or just want some honest mortgage advice, I can’t think of anyone better to have in your corner. She’s sharp, trustworthy, and just a really lovely person to work with.Trustindex verifies that the original source of the review is Google. Was a pleasure to work with Clinton and his team They are helpful all the way every step .Clinton was available anytime of the day to answer my questions and assist. FaraiTrustindex verifies that the original source of the review is Google. We had the pleasure of dealing with Jack from Pilbara Finance who was resourceful, personable, and very approachable. Jack was available for us at anytime to help ease our stress and in turn find the best finance solution for our needs, which were irregular and complex. Thank you Jack for all your efforts and we’ll keep in touch for our next project.
Why Consolidate with Pilbara Finance
Reduce multiple repayments into one
Lower your monthly repayment
Pay less interest overall
Simplify your finances and reduce stress
Expert guidance from WA home loan specialists
Access 40+ lenders to find the best solution
Struggling to Manage Multiple Debts?
You're not alone. Many Western Australians are feeling the pressure from rising interest rates and multiple debts. We'll help you refinance your mortgage to include your other loans - and potentially save thousands.
Here's How It Works
1
Tell us about your current home loan and debts
2
We find the
best lender and solution for you
3
You roll your debts into your mortgage and reduce your repayment
We Can Help You Consolidate:
Credit cards with high interest
Personal loans
Car finance
Store cards
Overdrafts and short-term finance
Debt consolidation is subject to equity and serviceability.
What Our Clients Say
"Pilbara helped us roll three personal loans and two credit cards into our mortgage. We now save over $600 a month."
James and Kelly
"Professional and efficient. I finally feel like I'm on top of my finances."
Anika
Get Your Free Property Report Today
Need to consolidate some debt?
Get your Free Property Report to see what's possible.
No impact to your credit score. 100% obligation-free.
Lower Your Monthly Payments - Speak to a WA-Based Specialist
Compliance Disclaimer
Pilbara Equities Pty Ltd is a Credit Representative (CRN 478535) of Mortgage Specialists Pty Ltd (ACL 387025). Debt consolidation is subject to lender criteria and available equity in your home. Quotes are provided without obligation.
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