By Consolidating Debt Into Your Home Loan Lower Your Repayments Boost Your Cash Flow Pay Off Sooner Simplify Your Finances
We help WA homeowners take control of their finances by rolling credit cards, personal loans, and car loans into a single, lower-rate mortgage.
Access to over 60 lenders
Compare 60+ lenders and secure the right business loan for your needs – fast.
Funding in as little as 24 hours
We understand the value of your time. That’s why we offer seamless online services.
No hidden fees or charges
Accountants, financial planners, and insurance brokers, ensures meet all your financial needs.
4.90+ Reviews and Counting
Proudly delivering reliable mortgage solutions that homeowners and buyers continue to depend on.
Find the Right Loan Fast – Compare 60+ Lenders Today
Our broker network gives you access to over 60 trusted lenders,
so you can compare options and secure the best solution for your business finance needs
– all in one place.
Not sure which loan is right?
Start with a quick quote and our experts will guide you
Your Stress-Free Path to Finance
Trusted Guidance, Hassle-Free Solutions
Confidence in Every Step
Finance Made Simple, Life Made Easier
Experience You Can Rely On
Loan Types We Offer
Not sure which loan is right?
Start with a quick quote and our experts will guide you
- Why First Choose?
- Struggling?
- Solutions for YOU!
Why Consolidate with Pilbara Finance
Struggling to Manage Multiple Debts?
You're not alone. Many Western Australians are feeling the pressure from rising interest rates and multiple debts. We'll help you refinance your mortgage to include your other loans - and potentially save thousands.
Solutions for Any Debt Consolidation Home Loan
Book a Free Strategy Session
How it works
1
Tell us about your current home loan and debts
2
We find the
best lender and solution for you
3
You roll your debts into your mortgage and reduce your repayment
How can we help you
Credit cards with high interest
Personal loans
Car finance
Store cards
Overdrafts and short-term finance
FAQs
A debt consolidation home loan allows you to combine multiple debts — such as credit cards, personal loans, and car loans — into one loan secured by your home, usually at a lower interest rate.
You can reduce your monthly repayments, save on interest, simplify your finances with one repayment, and potentially pay off debt faster.
Yes, your home loan balance will increase because other debts are rolled into it. However, the overall repayment is usually lower due to reduced interest rates and longer loan terms.
Not always. While it can provide relief, it depends on your financial situation. We assess your circumstances to ensure it’s the right strategy for you.
Yes. We work with both employed and self-employed borrowers, including those with complex income structures, to find suitable consolidation options.
We compare 60+ lenders, structure your loan for maximum savings, and guide you through the process to make it stress-free and effective.
What Our Clients Say
Loan Enquiry
🚀 Dreams to reality. Pilbara Finance connects you with the right loan from 60+ lenders.
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Connect With Us
Hey! Connect us with (08) 9122 3929, or email us through office@pilbara.finance, or fill the following form. We will contact you back within 12 hours or prior.
