Pilbara Finance - Modern Finance Solutions
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Secure Loans With Easy, Fast Approval

Get the best loan options with flexible terms

No impact on credit score
Low rate finance
Commercial Loans
1000+ Happy Customers
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Pilbara Finance

Bank Finance / Private Lenders / Non-Bank Lenders

There are a myriad of options when it comes to seeking finance - whether it’s through top-tier or second-tier banks, or through non-bank and mezzanine finance options. At Hodgestone Finance, we’re a national finance broking and consultancy firm that specialises in sourcing and structuring commercial, development and residential finance solutions - helping you find the loan that’s right for you. With a flexible approach to securing finance, we help clients who don’t conform to stringent bank hurdles, like those with credit issues or no pre-sales on a building development. Whatever your particular situation is, you can trust that Hodgestone Finance will offer market-leading expertise, advice and care.

Commercial Loan Options - Pilbara Finance

Our Private Lendings options include:

Mezzanine Financing

Mezzanine financing - a middle ground between debt and equity financing - offers a great option for investors and commercial or development finance seekers alike.

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Mezzanine Financing

No Doc Commercial Loans

Have you been looking for the right provider to help you with no doc commercial loans? Hodgestone Finance can help.

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No Doc Commercial Loans

Short-Term Loans

Securing quality short term finance - whether it’s for commercial, residential or general use - is easy with the help of your local loan experts, PPilbara Finance.

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Short-Term Loans

Unsecured Loans

SSeeking flexible, unsecured loans? Hodgestone Finance can connect you with lenders that don’t require a security to take out a loan.

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Unsecured Loans
Why Choose Pilbara Finance

Why Choose Pilbara Finance

Experience fast approvals, low interest rates, and credit-friendly loan solutions designed to meet your financial needs effortlessly.

Speedy Lender Report

Receive a detailed lender report quickly, helping you make informed decisions with transparency and no unnecessary delays.

Speedy Lender Report

Low Interest Rates

Secure loans at competitive rates, reducing your financial burden and ensuring affordable repayments.

Low Interest Rates

Protect Your Credit Score

Our process helps you find the best loan options without negatively impacting your credit score.

Protect Your Credit Score
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How it works

Getting Started is Quick and Easy

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At Hodgestone Finance we endeavour to provide our customers with a plentiful range of lending and finance options. Having cultivated many professional connections with lenders and organisations we can ensure that you find the right loan for your needs, with the repayment schedule and rates that suit your financial situation.

Our experience and industry knowledge has taught us that our clients will have vastly different financial histories. Due to outstanding debts or a poor credit history, certain clients may have been knocked back by banks, or may find the repayments or rates too high. To help get our clients approved for loans Hodgestone Finance opens up the possibility of securing finance from private lenders and non-bank lenders.

Offering a number of advantages over traditional lenders including faster approval, shorter terms periods, and a highly-flexible repayment plan or structure, private lenders provide an opportunity for our clients to achieve their dreams. To learn more about the benefits of non bank lenders and private loans clients in Melbourne, Brisbane, and Sydney can give us a call on 1300 463 469.

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Bank Loans | The Best Non-Bank Finance | Private Lenders Australia

What services does Hodgestone Finance provide?

Our niche is providing high quality service to privately owned businesses, be it large or small, as well as assisting clients who don’t conform with bank policy for whatever reason (credit issues, no financials, LVR parameters etc.).

However, we also work across a wide range of other financial areas, and can provide everything from mezzanine finance structuring through to development funding. We can can connect you with bank and non bank lenders in Sydney, Melbourne, Brisbane and more.

What are private lenders?

A private lender, also referred to as non-bank finance, is a third party outside of banks that you can get a loan from. Types of private lenders include specialty development funders and short term lenders. At Hodgestone Finance, we work with a network of non-bank financiers – so call us today to see if it’s right for you.

What are the benefits of non bank lenders?

There can be many benefits to non bank loans, depending on your situation. Some of these may include:

  • 1 Faster approval times – private lenders can often approve loans in a matter of days, compared to weeks or months with traditional banks.
  • 2 Flexible terms – private lenders can offer more flexible repayment terms and structures, which can be tailored to your specific needs.
  • 3 Easier qualification – private lenders may be more willing to work with clients who have poor credit histories or outstanding debts.

What are the benefits of standard bank finance?

With banks, there’s the added security that comes with an established lender, as well as offering greater loan amounts and, typically, more competitive rates provided all documentation is provided and you have good credit history

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Low Doc Non-Bank Finance & No Doc Private Lenders

What is a low doc private loan?

A low doc private loan is a loan that doesn’t require the amount of paperwork that most banks ask for. Usually, a bank will ask to see tax returns and related financial papers in order to assess how likely it is you’ll make your repayments.

This can often be a barrier for the self-employed. With a low doc private loan, you can get non-bank finance with a less stringent application process

What will I need to provide for low doc private loans?

The primary documents you’ll need to provide are:

  • 1 A business activity statement
  • 2An accountant’s statement

However, these documentation requirements may include more depending on the details of your loan – call now to receive a more comprehensive self-employed applicant checklist.

Can Hodgestone Finance provide no doc private loans?

“No doc” private loans are a bit of a misnomer in modern financial terminology – a more accurate term would be a “non-conforming” private loan. This describes a loan with less stringent applicant requirements (e.g. less documentation) and is primarily sought through non-bank lenders. The “non-conforming” standards of these loans makes it a great alternative for people with poor credit history or a number of other factors preventing them from more typical finance options.

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Fast & Reliable Financing

Get Your Loan Approved Quickly With Ease & Confidence Today

Take the first step toward financial freedom with our quick and hassle-free loan process. Apply now and secure your ideal loan.

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Private Non-Bank Finance & Private Loan Brokers

Securing a commercial loan in Australia can seem like a difficult task, but with the right guidance and support, it doesn't have to be. Here are some steps you can take to increase your chances of securing a commercial loan:

  • 1 Before applying for a commercial loan, it's important to have a clear understanding of your financing needs. Consider factors such as the amount of funding required, the purpose of the loan, and the repayment terms that would work best for your business.
  • 2 Lenders will typically require a range of documentation to assess your loan application. This may include financial statements, business plans, tax returns, and identification documents. Make sure you have all the necessary paperwork ready to streamline the application process.
  • 3 Not all lenders are created equal. It's important to choose a lender that understands your business and offers products that align with your needs. This is where working with a commercial loan broker like Pilbara Finance can be beneficial. We can help you navigate the lending landscape and connect you with the most suitable lender for your situation.
  • 4 When applying for a commercial loan, it's important to present a strong case to the lender. This includes demonstrating your business's financial stability, providing a clear purpose for the loan, and showcasing your ability to repay the funds. Our team can assist you in preparing a comprehensive application that highlights your business's strengths.

By following these steps and working with a trusted commercial loan broker like Pilbara Finance, you can increase your chances of securing the commercial financing you need.

Best Commercial Loans

Best Private Lenders & Non-Bank Finance

When it comes to choosing a commercial mortgage broker in Australia, Pilbara Finance stands out from the competition. Here are a few reasons why you should choose us for your commercial financing needs:

  • 1

    Extensive Lender Network:

  • Before applying for a commercial loan, it's important to have a clear understanding of your financing needs. Consider factors such as the amount of funding required, the purpose of the loan, and the repayment terms that would work best for your business.

  • 2

    Fast Turnaround Times:

  • We know that time is of the essence when it comes to securing commercial financing. Our streamlined processes and efficient team offer fast turnaround times so you can access the funds you need when you need them.

  • 3

    Expert Advice:

  • Our team of experienced commercial loan brokers has the knowledge and expertise to guide you through the financing process. We'll provide you with expert advice and support every step of the way, ensuring you make informed decisions for your business.

With Pilbara Finance, you can trust that you're in good hands. We're committed to helping Australian businesses secure the financing they need to succeed.

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Private Lender Property Loans & Non Bank Real Estate Loans

At Pilbara Finance, we're committed to helping Australian businesses secure the commercial financing they need to thrive. With our extensive lender network, customised solutions, and expert advice, we can guide you through the loan process from start to finish.

Whether you're looking for a commercial property loan, a low doc construction loan, or a short-term business loan, we have the expertise and resources to assist you. Our team of experienced commercial loan brokers will work closely with you to understand your unique needs and recommend the most suitable financing options available.

Don't let a lack of financing hold your business back. Contact Pilbara Finance today on 1300 463 439 to discuss your commercial loan requirements. With our fast turnaround times, competitive rates, and personalised service, you can trust us to deliver the financial support you need to succeed as your commercial loan broker in Australia.

Best Commercial Loans
FAQ Section - Pilbara Finance

Frequently Asked Questions

Everything you need to know about Pilbara Finance and our commitment to your financial success

Our Journey and Commitment

Pilbara Finance was built on a simple belief: everyone deserves the right guidance to make their financial goals achievable. From humble beginnings in the Pilbara to helping clients right across Australia, our journey has always been about putting people first and staying committed to powering Australian dreams.

Our Core Values

  • Honesty & Transparency – straight answers, no hidden agendas.
  • Client First – your goals drive every recommendation we make.
  • Care & Respect – finance can be stressful, so we make it simple and supportive.
  • Excellence – we don't settle for "good enough"; we push for the best outcomes every time.

Building Trust and Relationships

For us, it's more than loans — it's relationships. We take the time to know your story, understand your goals, and build trust by showing up when it matters. That's why so many clients stick with us long term and happily recommend us to their friends and family.

Industry Insights and Expertise

With access to 60+ lenders and years of experience across home, business, SMSF, and investment lending, we bring real market insight to the table. We don't just find you a loan — we help you make smarter financial decisions with confidence.

Your Journey with Pilbara Finance

From your very first enquiry to settlement (and beyond), we're with you at every step:

  • Listen – we get to know your needs and goals.
  • Plan – we design a strategy that works for you.
  • Secure – we match you with the right lender and structure.
  • Support – we guide you through paperwork, pre-approval, and settlement.
  • Beyond – even after settlement, we check in to make sure your loan still works for you.
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Connect With Us

Hey! Connect us with (08) 9122 3929, or email us through office@pilbara.finance, or fill the following form. We will contact you back within 1 hour or prior.

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