Home Loans for the Self-Employed - Without the Hassle

Self-employed? We specialise in home loans for business owners - even with irregular income or complex financials.

5-star
Google Reviews

15+ Years Helping
Business Owners

MFAA Accredited
Broker

Fast Approvals
Without Tax Returns

Find Out What You Can Borrow - Fast

    No credit checks. No obligations. Fast answers.

    Why Self-Employed Borrowers Choose Pilbara Finance

    We understand business structures & irregular income

    No tax returns? No worries - alt doc options available

    Compare 40+ lenders in minutes

    Maximise your borrowing power with expert advice

    Fast response. Easy process

    Tired of Being Rejected by the Banks?

    Traditional lenders don't get self-employed finances. We do. Whether you're a sole trader, company director, contractor, or ABN-holder - we know how to get it done.

    Self Employed

    Solutions for Any Self-Employed Situation

    First-time home buyers

    Refinance to lower repayments or access equity

    Investment property purchases

    Low-doc and alt-doc loan options

    Multiple income streams, trusts, or company income

    What Our Clients Say

    "The bank said no. Pilbara got us approved in 6 days!"

    Mick

    Sole Trader, WA

    "No tax return, no problem. We bought our first home thanks to these guys."

    Tanya & Josh

    "I've helped hundreds of self-employed clients secure home loans with smart strategies the banks overlook."
    - [Broker Name], Senior Broker at Pilbara Finance

    Barista

    How It Works

    1

    Tell us
    about your business and goals

    2

    We match
    you with the right lender

    3

    You get approved fast - and we handle everything

    Self-Employed?
    Get Expert Loan Help Today

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    Compliance Disclaimer

    Pilbara Equities Pty Ltd is a Credit Representative (Credit Representative Number 478535) of Mortgage Specialists Pty Ltd (Australian Credit Licence Number 387025). We specialise in home loans for self-employed borrowers across Australia. Terms, conditions, and lender eligibility apply.

    Copyright © 2025 Pilbara Finance. All Rights Reserved.