Can I get a business loan for my WA mining services business?

Short answer: yes, and we would love to help. WA’s mines do not run on their own. They run on thousands of businesses, from the big contractors with fleets on site to the one-ute operator who gets called in when something breaks. If you run a mining services business, or supply and support the industry in any way, there is finance that fits how you actually operate. Big gear, big contracts, long payment terms and cash flow that comes in waves. We get it, and we do all of it.

Can I get a business loan for my WA mining services business?

There is no such thing as a typical mining services business, and that is exactly why one lender rarely suits everyone. What works for a drilling contractor will not suit a labour hire firm, and what suits a fabrication shop will not suit a camp caterer. Our job is to know the difference and match you with the lenders who get your type of work.

New ABN, a few years in, or a well-established operation with a fleet and a payroll to match, we work with businesses at every stage.

Which mining services businesses do you help?

The miners get the headlines, but every tonne shipped relies on the businesses behind it. We work with:

• Drilling, exploration and blasting contractors.
• Contract mining, civil and earthmoving businesses.
• Shutdown, maintenance and mechanical service crews.
• Engineering, fabrication, boilermaking and welding shops.
• Electrical, instrumentation and automation contractors.
• Labour hire and recruitment firms.
• Haulage, logistics, freight and heavy transport operators.
• Camps, catering, cleaning, security and facilities providers.
• Equipment, crane and plant hire businesses.
• Hydraulics, tyres, fuel, parts and industrial suppliers.
• Surveying, geotechnical, laboratory and environmental services.
• Safety, training, IT and consulting businesses servicing the sector.

And if you are a local business in a mining town that relies on the industry, from mechanics to accommodation, you are part of this too.

WA’s mines get the headlines. The businesses that keep them running deserve finance that understands how they work.

What types of finance can you arrange?

Here is the full list of what we arrange across our panel:

• Equipment finance for tools, plant and workshop equipment.
• Yellow gear and earthmoving finance for excavators, loaders, dozers and drill rigs, new or used.
• Truck and heavy vehicle finance for prime movers, tippers, water carts and service trucks.
• Vehicle and fleet finance for utes, light vehicles and crew transport.
• Invoice finance to turn unpaid invoices into cash before the client pays.
• Business lines of credit and overdrafts for payday, BAS, ATO bills and supplier runs.
• Unsecured business loans for fast working capital without tying up assets.
• Secured business loans for bigger growth plans at sharper pricing.
• Commercial property finance to buy the yard, workshop or depot you rent.
• Refinancing of existing equipment and business debt onto better terms.
• ATO debt finance to clear a tax balance and stop the interest compounding.
• Private lending for short-term or time-critical deals the banks are too slow for.

Want to dig into one? Our guides cover equipment finance in WA, truck loans for subbies without full financials and the deposit for a commercial property.

What if my cash flow is all over the place?

Lumpy cash flow is not a sign of a struggling business. In mining services, it is usually the sign of a growing one. The bigger the contract, the bigger the gap between paying out and getting paid.

This year has added more pressure. Super now goes out with every pay run, the ATO stops taking credit cards after 30 November 2026, and the WA mines department notes higher diesel and chemical costs flowing from the Middle East conflict. Our guides on funding Payday Super and using a line of credit for the ATO, BAS and suppliers show how to take the pressure off.

Does it matter what my clients are mining?

The sector as a whole is in strong shape. According to the WA Department of Mines, Petroleum and Exploration, resources sales reached $226 billion in 2025. Iron ore brought in $126 billion on record volumes, and gold hit a record $36 billion, overtaking LNG as the state’s second most valuable commodity.

If your work has been tied to lithium or nickel, you have had a harder run, and you are far from alone. There are still good options. It just helps to have someone in your corner who knows which lenders to talk to.

How do you help me get it done?

1. Have a chat. Tell us what your business does and what you need.
2. We compare the panel. We find the lenders that suit your type of work.
3. We handle the application. Paperwork, lender questions and follow-ups are on us.
4. You get back to work. The finance is sorted and the business keeps moving.

Whatever your corner of the industry and whatever stage you are at, we would genuinely like to help. We are WA based, work with mining services businesses across the state and right across Australia, and do it all remotely. Give us a call and let’s get your next job funded.